At Fnality, we are often asked questions along the lines of 'How would new forms of digital money alter your value proposition?’ or 'Where does Fnality 'fit' in a future world with CBDC?'

As part of our Fnality Global Payments Insights series, Fnality recently published a paper – Fnality Global Payments & Wholesale CBDC – that explores the proliferation and development of CBDC projects. It examines the pressing issues in wholesale financial markets that have prompted such innovation, and how, in the current absence of viable wholesale CBDC or DLT-based RTGS renewal programmes, Fnality Global Payments can offer novel solutions to the problems these arrangements seek to solve.

The sudden and ubiquitous shift to remote working has been called ‘the largest behaviour-change experiment in the history of humanity’, and it has been interesting to observe the ways in which friends and colleagues at Fnality have managed the challenges of these changes while discovering and embracing the opportunities that they present.