Fnality Global Payments Insights

Financial markets face unprecedented challenges, and at Fnality International we will address these challenges by enabling quicker, safer, and more efficient exchange of value in the global wholesale financial markets.

In our Insights series, we explore how through the lens of the most pressing issues in the space.

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Front Cover - Insights Paper 1
Enhancing the safety and efficiency of cross-border interbank payments: an overview of Fnality Global Payments

We are developing a new type of payment infrastructure for wholesale transactions that will address many of the weaknesses of today's post-trade landscape. Find out how Fnality Global Payments will:

- maximise operational resilience and availability
- reduce concentration risk through peer-to-peer settlement
- minimise credit risk exposures among our participant financial institutions

Download our paper to find out more about our design choices and the use cases that will power the future of Financial Market Infrastructure.

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Front Cover - Insights Paper 2
Fulfilling regulatory requirements with Distributed Ledger Technology

Blockchain and distributed ledger technology has led to increasing interest in the future of money and payments, not least from regulators and policy makers. We believe that well-designed wholesale payment systems based on DLT can fulfil the regulatory requirements that have been developed for traditional systems, and that the use of new technology does not mean that there are gaps in existing law. 

Download our paper to discover how our network of Fnality Payments Systems will achieve this.

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Front Cover - Insights Paper 3
Novel Solution, Novel Benefits: Fnality Global Payments & Wholesale CBDC

Wholesale central bank digital currencies (CBDCs) have been proposed as a solution for long-standing issues in wholesale financial markets. Despite growing interest from central banks, regulators, and financial market participants, no such project has progressed past the prototype stage.

Download our paper to explore why, and discover how Fnality Global Payments offers new solutions to the problems that wholesale CBDCs seek to solve while unlocking new benefits.

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Front Cover - Insights Paper 4
Resilience in Fnality Global Payments

Resilience is the ability to recover from disruptive events; it is a core characteristic of any successful organisation, ecosystem or society. Due to its systemic importance, regulators have put the resilience of the financial sector under particular scrutiny.

Download our paper to discover how Fnality Global Payments has operational and organisational resilience at its heart, and how this will drive the adoption of a simpler and safer peer-to-peer settlement model.

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Front Cover - Insights Paper 5
Payment Systems and Monetary Policy

For a long time, large value payment systems have been viewed as being important for financial stability. But so far, they have not been considered to have an impact on monetary policy and its implementation. However, the advent of new technologies like distributed ledger technology has led to a marked surge in attention by the central banking community to these payment and settlement systems.

Download our paper to discover why, despite being novel in terms of the technology that underpins them, pre-funded wholesale payment systems like those within FnGP have essentially no monetary policy implications.

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